The Current State of Data Security in Payments (and How to Comply)

In 2020, the Automated Clearing House (ACH) saw record-setting numbers due in large-part to new ways in which consumers can pay online. With increasing volume, Nacha works to supplement the ACH Security Framework that protects the ACH Network and the people that use it.

This month (June 2021), Nacha will make new supplemental data security requirements effective. These requirements apply to large non-Financial Institution Originators, Third-Party Service Providers (TPSPs), and Third-Party Senders (TPSs) but are important for any company in payments to be aware of.

Learn more in this informative ebook.


Key Questions Answered:


What are the new requirements?


How can you comply?


How is Trustly ensuring our customers comply?


When will the new rules become effective?




Amy Morris, Sr. Director ACH Network Rules at Nacha

Amy is a Senior Director of ACH Network Rules at Nacha. Amy brings more than 20 years of experience in the financial services industry. She has been associated with Nacha for the past seven years and prior to joining Nacha, she led payments business, working at Visa, Certegy, and Navy Federal Credit Union, to name a few.


Craig McDonald, Chief Business Officer

Craig is a financial technology veteran with over 17 years of experience working to solve the payments challenges for companies of every size and vertical. Prior to Trustly, Craig spent three years with MoneyGram supporting its 2,700 financial institution clients, a $2 billion portfolio, and the company’s digital distribution. Previously, Craig held executive positions at Nexxo Financial, and Valista. Craig has a B.S. in Electrical Engineering and Computer Science from Michigan State University.


Luis Guzman, Sr. Director at Nacha

Luis Guzman is a Senior Director of Business and Product Development at Nacha. Luis brings 20+ years of experience in digital payments and has held senior level positions in payment operations and business development. Prior to joining Nacha, he was a Director of Business Development for FIS’ Digital Solutions Group specializing in EBPP partnerships that enhanced the digital experience for online banking consumers.