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Here are the correct answers!

Unlocking the True Value of Bank Payments. What online businesses need to know about PSD2 bank payments.

What does PSD2 stand for?

Payment service directive 2

What are the main objectives of PSD2? 

  • Contribute to a more integrated and efficient European payments market 
  • Improve the level playing field for payment service providers (including new players) 
  • Make payments safer and more secure 
  • Protect consumers 

What does "PIS" stand for?

Payment initiation services.

What is a PIS?

A service that initiates a payment directly from a consumer bank account, e.g. to a merchant when the consumer is shopping online.

Does being a PIS automatically mean that you can offer refunds?

No, you have to also collect funds.

Do all PIS providers offer the same coverage

No. The coverage depends on a number of factors, including API integrations and alternative access. 

What does "AIS" stand for?

Account Information Services 

 

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